Financial protection for you and your family

Have you dependants you wish to protect, or outstanding mortgages/debts.

You might want to consider protecting your income in case of ill health - particularly if you run your own business or your employer has little or no sick pay provisions.

How would you meet your household bills if unable to work due to an accident or sickness.

Are you interested in the cost of Private Health Insurance or Critical Illness cover? With the rise is diagnosis of Cancer and Heart disease it's important to have the right provisions in place.

If you are in employment, how long would your employer pay you in the event of long-term ill health? Do you run your own business and wish to protect your staff or provide employee benefits.

We can provide the right advice and analysis of your protection needs.

Can you afford not to address the devastating financial implications of any of the above striking you or members of your family.

Remember life assurance and health cover need not be expensive.

Do you know how much you are entitled to if you cannot work through sickness or an accident. Employment and Support Allowance is currently £94.25* per week. Can you survive on this? Could you pay your mortgage and all your bills?

* Based on a single person in the Work Related Activity Group.

We can provide an analysis of your needs which could include

• life cover

• critical illness

• income protection

• family income benefit

Can you or your family afford not to be covered?

Wills

Most people are aware of how important it is to make a Will. 7 out of 10 people fail to do so. Contact us for further details.

Only some forms of cancer, strokes and heart attacks are covered in critical illness plans.

The FCA does not regulate Will Writing.